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Why Is Financial Wellness Stuck In An Educational Paradigm?

For decades, the retirement plan industry has focused on educating employees, with the hope that employees' newfound knowledge will lead them to adopt all the best financial behaviors. This longstanding belief, that educating employees leads…

Why financial wellness will face a reckoning with employers

There's a very real danger that financial wellness programs will flame out with employers. That's because they are designed to educate, not change employee behavior. Without metrics to show behavior change (e.g. open a new 401(k), HSA, emergency…